Welcome to the website of the Mandatory Provident Fund Schemes Authority (MPFA). The Mandatory Provident Fund (MPF) System has an important role to play in contributing towards the financial security of Hong Kong's working population in their retirement years. Hong Kong's population is ageing (27 percent will be over 65 by the year 2033) and people are living longer, expecting longer periods in retirement. The MPF System is a vital part of a three-pillar approach to retirement support, alongside a social security safety net, and private savings and insurance. Contributions and participation by both employees and employers will help to ensure that those working today will be able to live in comfort and peace in the years ahead.

We've designed our website to make it easy to use, and for you to quickly find the information you need about the MPF and occupational retirement schemes in Hong Kong. Try our Interactive Guide (in the picture area above) which is designed to help you quickly discover the MPF and ORSO for yourself. Just click the appropriate box according to your employment status or interest group (employee, employer, etc.) and select from the on-screen questions. Also, look out for the 'learn more' column on the right side of many pages in the Guide. You'll find links to additional FAQs and supporting information to help you better understand the workings of the MPF System, and the requirements of the Occupational Retirement Schemes Ordinance in Hong Kong. We look forward to hearing your feedback.